This study surveys 924 college students to examine their personalfinancial literacy; the relationship between the literacy and students' characteristics; and impact of the literacy on students' opinions and decisions. Results show that participants answer about 53% of questions correctly. Non-business majors, women, students in the lower class ranks, under age 30, and with little work…
Financial Services Review Template
Write in a clean editor, then format for Financial Services Review in one click — DocuGuru applies the official Elsevier template with numbered references and exports a submission-ready PDF plus the editable LaTeX source. Free to start.
About the Financial Services Review format
Financial Services Review is a peer-reviewed journal published by Elsevier, covering Financial Literacy, Pension, Retirement Analysis, Financial Markets and Investment Strategies, Housing Market and Economics.
| Publisher | Elsevier |
|---|---|
| Reference style | Numbered (Elsevier) Numbered — [1], [2] in the text [1] A. Smith, B. Jones, C. Lee, A representative article title, Financial Services Review 12 (2023) 45–58.
Formats any DOI in Financial Services Review style. No sign-up. |
| Publishes research in | Financial Literacy, Pension, Retirement Analysis Financial Markets and Investment Strategies Housing Market and Economics Insurance, Mortality, Demography, Risk Management Corporate Finance and Governance |
| ISSN | 1057-0810 |
| Citation impact (2-yr) | 0.32 |
| h-index | 47 |
| i10-index | 198 |
| Total citations | 13,296 |
| Open access | Yes |
| Top institutions publishing here | Texas Tech University |
| Journal website | academyfinancial.org |
| You get | A submission-ready PDF and the editable LaTeX source — ready to submit. |
Papers published in Financial Services Review per year
Citation impact of Financial Services Review by publication year
Citations each year’s papers have accumulated so far — the most recent years are still building up.
Most-cited papers in Financial Services Review
Surveying financial literacy among college students, we find that women generally have less knowledge about personal finance topics. Gender differences remain statistically significant after controlling for other factors such as participants' majors, class rank, work experience, and age. We do find, however, that education and experience can have a significant impact on the financial literacy…
We analyze a large database of psychometrically derived financial risk tolerance scores (RTS) and associated demographic information. We find that people's self-assessed risk tolerance generally accords with RTS. Furthermore, we find that gender, age, number of dependents, marital status, income, and wealth arc significantly related to the RTS. Notably, the relationship between age and risk…
This paper explores conceptual, methodological, and empirical issues related to the development of a financial risk-tolerance assessment instrument. Financial risk tolerance is a significant factor in a number of household financial decisions, yet few recognized, valid, and reliable methods of assessment are available for use by financial service providers and educators. Empirical results from a…

 
 
 The underpricing of initial public offerings (IPOs) that has been widely docu- mented appears to be a short-run phenomenon. Issuing firms during 1975-1984 substantially underperformed a sample of matching firms from the closing price on the first day of public trading to their three-year anniversaries. There is substantial variation in the underperformance…